Waiting For Benefits Assurant Health is the brand name used for products underwritten and issued by Time Insurance Company. Are You Waiting For Employer-Sponsored Benefits? Situation: Dan just got a new job at an engineering company. He's very excited. The only problem? His health insurance doesn't kick in for 90 days. He's got a young family and is concerned about not being covered, even for a day. He wants to protect his family with interim health insurance. Solution: The best type of plan for Dan to consider may be a short term medical insurance plan. Short term health insurance is a temporary medical insurance plan that can cover gaps from 30 to 365 days (depending on U.S. state of residence). Specifically designed for people who are between permanent health plans, temporary health insurance is an excellent option as he’s waiting for benefits to kick in with his new employer. Because Dan had coverage at his previous employer, he also has the choice of COBRA. In most cases, Short-Term Medical insurance will cost less than COBRA coverage, sometimes up to 70% less. Dan may want to learn how COBRA insurance compares to a Short Term Medical plan. Either way, he has choices when it comes to affordable health insurance. Find detailed information on available and covered medical services under Short Term Medical Insurance. This will open the door to a secure site that contains specific information on temporary insurance products available in your area.