Individual Health Insurance Plan for those no longer covered by Parents Assurant Health is the brand name used for products underwritten and issued by Time Insurance Company. Situation: John and Amy just graduated from high school. John will head off to college in the fall, while Amy takes some time off before starting college. John will have personal health insurance as a student under his parents' health insurance plans, but things aren't as easy for Amy. Since she isn't going to college right away, but she's out of school, she will lose eligibility for dependent coverage under her parents' plan. Getting an individual health insurance plan is not a top priority for Amy. For her parents, though, as you might guess, buying an individual health insurance plan for Amy is a pressing issue. Solution: A Short Term individual health insurance plan may be ideal for Amy until she starts college. This plan provides gap coverage between permanent health plans, where even a temporary break in health coverage could create a permanent threat to her financial stability — or to her parents. Individual health insurance plans can be purchased for as few as 30 days or as long as 365 days (varies by state). Enrollment is simple and premiums are affordable. Short Term Medical insurance covers medical services. Find more specific information on temporary health insurance in your area.