Temporary Medical Insurance for those in between Jobs Assurant Health is the brand name used for products underwritten and issued by Time Insurance Company. Situation: Tim just got laid off from his job, but he's not too worried. He has a solid resume in a technical field, great references, and lots of contacts in the industry. He knows he’ll land another great position within a few months. What he is worried about is temporary medical insurance. The cost of the COBRA coverage that his former company offered would take an enormous bite out of his monthly budget. He knows he'll find the right job in fewer than six months, but he doesn't want to go without coverage in the meantime. He wants to find temporary medical insurance that will give him the gap coverage he needs at an affordable price. Solution: As Tim is learning, there is no such thing as cheap health insurance. Because his former employer used to pay for 80% of his health insurance plan premium, he was shocked when he saw how much COBRA coverage would actually cost. Still, he can find affordable temporary medical insurance—if he knows where to look. Since Tim knows he’ll be working again soon, he should consider a short term health insurance plan like short term health insurance. He has a choice of from 30 to 365 days (availability and time limitations vary by state). Short Term Medical insurance is a temporary medical insurance plan specially designed for people like Tim who are buying temporary insurance for just a brief interlude between permanent plans. Pay As You Go A monthly payment option is ideal for somebody like Tim, who isn't quite sure how long the need for individual medical insurance will be. What's the advantage of Short Term Medical? Short Term Medical may be much more affordable, depending upon your individual circumstances. Those premium savings can make the difference between purchasing health insurance coverage or taking the risk of going without coverage. (It's important to note, however, that Short Term Medical insurance is only intended to cover you in the case of an unexpected illness or injury, and does not cover pre-existing medical conditions. The advantage of continuing current coverage under COBRA is that any ongoing treatment you require or pre-existing medical condition you have may be covered without interruption.) Find detailed information on available and covered medical services under Short Term Medical Insurance. This will open the door to a secure site that contains specific information on low cost health insurance products available in your area.